TERMS OF SERVICE -

This Terms of Service agreement outlines the terms and conditions governing your use of the Naija Loan Apps website. By accessing or using the Website, you agree to be bound by these Terms.

Table of Contents

1. Use of the Website

You may use the Website for your personal, non-commercial purposes only.
You agree not to interrupt or attempt to interrupt the operation of the Website in any way.
You are responsible for maintaining the confidentiality of any account information you create on the Website.
You agree not to use the Website to collect or harvest personal data of other users.
You agree not to use the Website for any illegal or unauthorized activity.

2. Content

The Website contains information, including text, data, graphics, images, and other materials (“Content”). The Content is protected by copyright, trademark, and other intellectual property laws.
You may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works from, or otherwise exploit any Content, in whole or in part, except as expressly permitted by these Terms.

3. Disclaimer

The Website and Content are provided without warranties of any kind, express or implied.
Naija Loan Apps disclaims all warranties, including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.
Naija Loan Apps does not warrant that the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes it available are free of viruses or other harmful components.

4. Limitations of Liability

For any damages arising out of or in connection with your use of the Website Naija Loan Apps shall not be liable, including, but not limited to, direct, indirect, incidental, consequential, special, punitive, or exemplary damages.

5. Indemnification

You agree to indemnify and hold harmless Naija Loan Apps, its officers, directors, employees, agents, and licensors from and against any and all claims, losses, expenses, liabilities, damages (including reasonable attorneys’ fees) arising out of or in connection with your use of the Website.

6. Termination

Naija Loan Apps reserves the right to terminate your access to the Website at any time, without notice, for any reason.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria.

8. Changes to the Terms

Naija Loan Apps reserves the right to change these Terms at any time. The revised Terms will be effective immediately upon posting on the Website. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

9. Advertisements and Data Usage

This website may display third-party advertisements. These advertisements are provided by Google AdSense. If you decide to use this website, that means that you consent to the collection and use of data by Google for ad personalization and measurement purposes. For more information on Google’s data practices, please visit Google’s privacy policy at Google’s privacy policy.