Refinancing

How to refinance your student loans with easy steps Despite 43 million Americans carrying student debt, fewer than 12% successfully refinance—not because the process is inherently complex, but because most applicants fundamentally misunderstand lender psychology. As Dr. Sandy Baum of the Urban Institute notes in her 2024 study: “Refinancing rejections stem from misaligned expectations, not … Read more

Discover the actual credit score requirements from 20+ lenders (including little-known exceptions), learn how to refinance with scores as low as 580, and avoid the 3 costly mistakes most borrowers make.