I believe you already know that your unique 11-digit number introduced by the Central Bank of Nigeria (CBN), which people know as Bank Verification Number (BVN), is to curb identity fraud and equally increase banking security. Both your first bank account second or multiple accounts with different banks, your BVN connects them all under a single biometric identity.
If you’re wondering how to check for BVN, you’re in the right place. This article walks you through all the available methods, codes for different banks and networks, and answers the most common BVN-related questions.
How Do I Check My BVN Number?
The easiest way to check your BVN is by dialing a universal code on your mobile phone:
Dial *565*0#
This works across all mobile networks in Nigeria, including MTN, Airtel, Glo, and 9mobile. All you have to do is make sure the phone number you’re using is the same one you used to register for your BVN. Since the last time I checked, and can still remember, this service costs just ₦20 per request.
What is the Code for BVN in MTN?
MTN users can access their BVN number by dialing the same universal code:
Dial *565*0# from your MTN line
If your MTN number was the one linked during BVN registration, your BVN will be displayed instantly. This also applies to users of other networks like Airtel, Glo, and 9mobile.
How to Check BVN on Airtel, Glo, or 9mobile
Just like MTN, subscribers on Airtel, Glo, or 9mobile can retrieve their BVN by dialing:
*565*0#
The process is network-agnostic, but it requires that the SIM you’re using is the one you used during your BVN registration.
How Do I Check My BVN with 737?
GTBank users can retrieve their BVN using the bank’s dedicated USSD code:
Dial *737*20*10#
Make sure you’re dialing from the phone number linked to your GTBank account. Your BVN will be displayed on the screen after the request is processed.
What is the USSD Code for Access Bank?
Access Bank provides USSD banking through:
Dial *901#
If you want to perform any transactions like checking your balance, transferring money, or buying airtime, you can use just that code. However, to check your BVN, still use the general code *565*0#.
Can I Get BVN Online?
While you can’t register for BVN online, some banks allow you to view your BVN inside their internet banking or mobile app dashboard, once you’ve enrolled physically.
Can I check my BVN on a mobile app?
Yes! Although a lot of Nigerian banks, such as GTBank, Zenith Bank, and Access Bank, will always display your BVN when you log into their mobile banking apps. Just find out where your account profile section or settings is that is where you’ll find it.
Can I Open BVN with My Phone?
Unfortunately, you cannot register for a new BVN entirely with your phone. The process involves capturing your biometric details—like fingerprints and facial image—which can only be done physically at a bank branch or official BVN registration center.
How Do I Access My BVN Account?
Your BVN account isn’t a typical bank account you log into, but rather a biometric identity profile. To access or manage your BVN:
Dial
*565*0#on your registered numberUse your bank’s mobile app
Visit your bank for updates or issues
Contact customer care if you’ve lost access to your linked phone number
Can I Check My BVN Without Airtime?
If you don’t have airtime, you won’t be able to use the *565*0# method because it requires a ₦20 service fee. However, you can check your BVN for free through:
Your bank’s mobile app (some banks show it in your account details)
Visiting a branch physically
Contacting your bank’s customer service via email or social media
What is the Real BVN Number?
Your real BVN number is the 11-digit code assigned to you during the biometric enrollment process. It doesn’t change, no matter how many banks you use. It is personal, unique, and important—so never share it with strangers or unknown platforms.
What to Do If You Lost Your BVN Phone Number
If you’ve lost the SIM card linked to your BVN:
Visit your bank with a valid ID card.
Request to update your phone number on your BVN profile.
Once the update is done, you can use your new number to check your BVN.
How to Retrieve BVN if SIM is Lost or Blocked
If you can’t access your BVN using the *565*0# method due to a lost or blocked SIM:
Use your bank’s mobile app (if BVN is displayed)
Visit any of your banks physically with your ID card
Request BVN retrieval via bank customer support
Is BVN the Same as NIN?
No, BVN and NIN are not the same:
| Feature | BVN | NIN |
|---|---|---|
| Full Meaning | Bank Verification Number | National Identification Number |
| Purpose | Banking and financial identity | National identity tracking |
| Registered at | Banks | NIMC offices |
| Uses biometrics? | Yes | Yes |
| Required for | Opening bank accounts, loans, etc. | SIM registration, voter ID, etc. |
They serve different purposes, but both are important forms of biometric identification in Nigeria.
Final Thoughts
Knowing how to check for BVN can save you time, reduce stress, and protect your financial identity. From dialing a USSD code to using mobile banking apps, there are multiple ways to retrieve your BVN safely.
Quick Recap:
Dial
*565*0#on your linked line (works for all networks)GTBank users: Use
*737*20*10#Check BVN for free using mobile apps (if supported)
Lost your SIM? Visit the bank with a valid ID
BVN ≠ NIN: Know the difference and importance of both
Always keep your BVN secure and never share it with suspicious sources. Your BVN is not just a number—it’s your digital banking fingerprint.
Frequently Asked Questions (FAQs)
1. Can I register for BVN without a bank account?
Yes, you can. BVN enrollment is open to all Nigerian residents, even those without a bank account. Walk into any bank with a valid ID and complete the BVN registration process.
2. How long does it take to get a BVN after registration?
It typically takes 24 to 48 hours for your BVN to be generated after completing biometric registration at the bank. In some cases, it may be available immediately.
3. Can I have two different BVN numbers?
No, you cannot. Each person is only allowed one unique BVN, regardless of how many bank accounts or banks they use. Having multiple BVNs is against CBN regulations.
4. Is BVN required for student accounts in Nigeria?
Yes. Most banks require BVN even for student accounts, especially if you’re over 18 or the account will handle substantial transactions.
5. Can I update my BVN information after registration?
Yes. You can update details like your name, date of birth, or phone number by visiting your bank with valid proof, such as an affidavit or birth certificate.
6. What documents do I need for BVN registration?
You’ll need at least one valid government-issued ID (e.g., NIN, International Passport, Voter’s Card, or Driver’s License). Fingerprint and facial scans will also be taken during registration.
7. Can I check BVN on ATM machines?
No, most ATM in Nigeria do not offer BVN display services. Use USSD, mobile apps, or visit your bank instead.
8. Does BVN expire?
No. Your BVN is permanent and does not expire. It remains valid for life unless there is a need to update your biometric or personal information.
My academic background in financial management, economic principles, and market analysis provides a solid foundation for understanding the intricacies of the loan market.